Should the technology of our financial system transition to a decentralized protocol, that is not owned or controlled by any corporation, similar to the internet?

Decentralized Finance (commonly referred to as DeFi) is a blockchain based and cryptographically secure form of finance. Inspired after the financial crisis of 2008, DeFi does not rely on central financial intermediaries such as brokerages, exchanges, or banks to offer traditional financial instruments, and instead utilizes smart contracts on blockchains, the most common being Ethereum. DeFi platforms allow people to verify any transfer of ownership, lend or borrow funds from others, speculate on price movements on a range of assets using derivatives, trade cryptocurrencies, insure against…   risks, and earn interest in savings-like accounts. Proponents argue that decentralized protocols have already revolutionized the security and efficiency of many existing industries and the financial industry is long overdue. Opponents argue that the anonymity of decentralized protocols make it easier for criminals to transfer funds.  https://www.youtube.com/watch?v=H-O3r2YMWJ4>