Should the government provide subsidies for first-time homebuyers?

No, they should be working on making house prices cheaper so subsidies are not required as subsidies just drive the price of housing up

No, this would lead to another housing bubble

Yes, but only for low income homebuyers

No- we should be in a situation where they don't need to. Building needs to be faster, and more to drive down demand, and prices.

Yes, but measures need to be in place to prevent these subsidies from simply being absorbed by property developers - through increased prices

Yes, but it should restrictive and much more controlled than any other social program (excluding social welfare)

I think all buyers should be treated equally. in the property bubble in Ireland. People were stuck living in appartments and didnt get any subsidies because they were 2nd time buyers

Yes, and more so decrease the prices of rental property so the working class can actually afford a home they can call their own

The current schemes are driving up the price of houses, making deposits more and virtually impossible to buy. These schemes also only apply to new builds not all first time buyers which penalises those who are not able to buy a new build.

Yes but depending on the housing market - if the price of a home drops below a certain threshold then the subsidy be removed

If there's a way of making it so that the housing prices don't increase, making the subsidy pointless, then yes

Yes, but this would ultimately further drive up prices, similar to the rent subsidy scheme. Help should be given o first time buyers, but banks, etc. must be closely regulated so that they do not take this as an opportunity to drive up costs and mortgages based on the fact that this allows more people to borrow/buy.

Yes but they need to be accessible to all, not just people who have a minimum that often means they don’t need help beyond that, and also there needs to be regulations in place to make sure that the ability to get help from the government doesn’t lead to hiking up prices

Yes, but only if this was made this available also for the purchase of second-hand homes and with a banded cap, instead of a straight cut-off.

No, operate 100% mortgage for anyone renting 5+ years who can prove they could pay rent consistently.

Subsidies will only increase the amount people are willing to spend on a property which will just further increase housing prices.

Means tested, and not unless house prices fall to reasonable levels.

Homebuyers should not have to compete with funds. This drives up house prices.

No, it makes all houses more expensive, and encourages first time buyers to spend more than they can afford.

While it may be necessary now this only fuels the crisis continuing to raise prices and other policies should be pursued to lower prices.

Yes but there should be a move away from prioritizing home ownership with more focus on public housing

No, but the government should pursue policies which will cause deflation of prices in the housing market

Yes, after an extensive wealth check on their parents. only lower middle class and below should avail of this service, or those medically unable to work full time.

They should address root causes, lack of supply and no dereliction fees

Yes, but manage it effectively so that there is no incentive for house prices to increase as a result.

The cost of housing needs to be brought down (increased building, encourage production of materials in country where possible), not have the price kept inflated through taxpayer funds that go directly to the developer

Nit for first time buyers who have sufficient funds. There should be an income threshold and also amount of family money donated to be taken into account.

Any money provided to help with buying a house just results in more expensive houses as people have money to bid against each other. The only solution to house prices is more supply.

This is an insane solution to the problems facing the public. A new charge here, a new break there, are we trying to become the US?

FTB scheme should be considered short term solution. The problem is supply and demand. If more homes are supplied the inflated prices of homes will decrease and less people would require subsidies/ assistance. But yes, for persons/ families that are have low incomes should have access to government subsidies

Yes. Also if there is a couple where one of the people already owns/purchased a property the other person should still be eligible.

Yes, couples where only one person is a first time buyer should also be able to avail of government provided subsidies

Subsidies to first time buyers should be given in a way that don't contribute to further house inflation. Today any benefits are directly added to the house final price making them useless

Even if buying a second hand house. New or used houses, first time buyers are always having first time house.

No, incentivize construction of affordable homes instead

How would owning your first home change your life, and what obstacles do you currently see in reaching that goal?

Do you agree or disagree with the idea that it’s better for the government to focus on building more affordable housing than to provide direct financial help to buyers?

Is owning a home something you think everyone should aspire to, or is renting a better fit for some people’s lifestyles?

Do you believe government programs that help first-time homebuyers could lead to unintended consequences like rising home prices?

How do you feel about the idea of paying taxes to support homeownership programs — would you be willing to contribute to help others buy homes?

Do you think financial aid from the government for homebuyers should be prioritized over other public services? Why or why not?

What values or priorities do you think should determine who qualifies for assistance in buying a home?

If you could design a program to help young people achieve homeownership, what important features would you include or exclude?

Have you or anyone you know been impacted by the high cost of housing, and what emotions does that bring up for you personally?

How important do you think owning a home is to achieving stability and personal success?